Spring Hill Lawyer | What Happens When You Hire A Bankruptcy Attorney? | Brooksville 34601

Many people ask the question “what happens when you hire a bankruptcy attorney?” They want to know how it benefits them…. what the attorney can do for them… and what their options are.

Hi, I’m David Candler Hicks of Alliance Legal Group. We’re a Florida law firm that focuses on helping clients facing bankruptcy. Almost everyday a client will ask us what will happen once they’ve retained us to represent them in their case. So, let’s look at the benefits of having an attorney guide you through your fresh start.

Often, people come to the decision to file bankruptcy when their financial situation has deteriorated past the breaking point. In many cases, they are facing an emergency, like having a house or car taken away or they’re being sued. Filing a bankruptcy will stop these actions in their tracks. Once a bankruptcy is filed the bankruptcy court issues an automatic stay that stops almost all collection action immediately.

Another thing an attorney can help you with is discharging most or all of your unsecured debt via Chapter 7 bankruptcy. Unsecured debts include things like credit cards and personal loans that did not require you to offer any collateral like a car or house to secure the loan. In many cases, these debts can be completely wiped out in a Chapter 7 bankruptcy. This allows you to get a fresh start.

Bankruptcy attorneys may possibly help you get your mortgage payments down to a more affordable level. This can be accomplished through either a restructuring of your debts, or in some cases, through a loan modification.

Obviously, these are just a couple of the examples of how we might be able you. At Alliance Legal Group, we help clients find options to improve their financial affairs. We offer a free no obligation consultation. I’m David Candler Hicks; have an great day!

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