Miami Bankruptcy Attorney Alberto Hernandez P.A.

Miami Bankruptcy Attorney Alberto Hernandez P.A.
Tel. 305.820.0334
Website:

If you are looking for a good bankruptcy attorney in Miami, please consider the law firm of Alberto Hernandez, a Miami bankruptcy lawyer offering Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure Defense, Residential Loan Modifications, and Debt Collection Defense.

The Law Firm of Alberto Hernandez services all of Miami-Dade County, Broward County, and the Florida Keys, including Miami, Hialeah, Miami Lakes, Doral, Aventura, Miami Beach, Kendall, Westchester, Sweetwater, Pinecrest, Palmetto Bay, Cutler Bay, Homestead, Florida City, Cutler Ridge, Richmond Heights, Key Largo, Marathon, Islamorada, Big Pine Key, Key West, Tavernier and Plantation.

We are a Debt Relief Agency that helps people file for Bankruptcy Relief under the Bankruptcy Law in the U.S. Bankruptcy Court Southern and Middle Districts of Florida. At the Miami Bankruptcy Law Firm of Alberto Hernandez P.A. we offer after work, Saturday and Sunday appoints upon request. Our objective is to get you through the bankruptcy process as fast as possible so that you can take back your life. We understand that for most people, dealing with an attorney can be a dreadful experience, however having a good Miami bankruptcy attorney by your side is an essential part of filing for bankruptcy. At the Miami Bankruptcy Firm of Alberto Hernandez Esq., we will help you and guide you through every step of the bankruptcy process. Starting with the filing and the credit counseling process and continuing through bankruptcy proceedings and all the way until the discharge of debt is complete.

Having an experienced Miami bankruptcy attorney on your side has many advantages; starting with helping a client determine the best courses of action and what type of bankruptcy best suits your situation. Bankruptcy is a very complex, legal procedure that one should never face alone. There are website and YouTube videos advocating saving a couple of dollars by filling bankruptcy on your own. To those seeking to file bankruptcy on their own we must make you aware that the bankruptcy courts are not tolerant of mistakes. An “I did not know” defense is not going to work in Bankruptcy court! The smallest of mistakes are grounds for the judge to dismiss the case or cause the person filing to lose important assets, such as a home or car. Experienced attorneys make sure that no mistakes are made and clients’ assets are protected to the full extent of the bankruptcy law.

If you are looking to file bankruptcy in Miami, Hialeah, Miami Lakes, Doral, Miami Beach, Pembroke Pines, Kendall, Westchester, Sweetwater, Pinecrest, Palmetto Bay, Cutler Bay, Homestead, Florida City, Cutler Ridge, Richmond Heights, Key Largo, Marathon, Islamorada, Big Pine Key, Key West, Tavernier or Plantation don’t do it alone! Call the law offices of Alberto H. Hernandez, an experience Bankruptcy attorney in Miami, Fl., helping clients with Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Foreclosure Defense, Residential Loan Modifications, and Debt Collection Defense since 1991.

The mortgage, credit card, medical services, medical insurance, hospitals, car loan and banks have expert bankruptcy litigation attorneys on their side. You also deserve expert representation and a friend by your side. Call us today at 305.820.0334 in Miami-Dade or 954-825-7779 in Broward for a free consultation or visit our website our website at:

Additional Tags: Miami Bankruptcy Lawyer | Miami Bankruptcy Attorney | Bankruptcy Attorney Miami | Bankruptcy Attorney Miami Gardens | Bankruptcy Attorney Hialeah | Bankruptcy Attorney Doral | Bankruptcy Attorney Medley | Foreclosure Attorney Miami

Chapter 13 Bankruptcy Attorney Las Vegas

Chapter 13 Bankruptcy Attorney Las Vegas
While Chapter 13 bankruptcy is not for everyone, it is a powerful tool that can help you save your home or other expensive assets and pay off debt over time. Chapter 13 bankruptcy is also an option if you make too much money to file a chapter 7 bankruptcy.

Please note, there are some attorneys who will advise you to file a chapter 13 bankruptcy because they make more money in a chapter 13 case, not because it is the best option for you. If an attorney advises you to file chapter 13 bankruptcy, please call us for a second opinion. We will be happy to do a free, no strings attached consultation with you to discuss your options.

Chapter 13 Bankruptcy Attorney Las Vegas

How does a chapter 13 bankruptcy work?

The goal of a chapter 13 bankruptcy is to obtain Court confirmation of a bankruptcy plan for dealing with your debts and property. Your bankruptcy petition, which we prepare for you, begins your case. The law requires that you provide the Court with a comprehensive picture of your financial condition. The information that we include in the petition we prepare for you includes your income, your expenses, a list of your assets, and a list of your creditors and how much you owe them. As we prepare your petition, we will also discuss with you your finances situation and condition and provide you advice and counsel. We continue to advise and support you and communicate with you throughout your bankruptcy case.

Chula Vista Bankruptcy Attorney | (619) 633-7585 | Bankruptcy Attorney Chula Vista

Is it time to call a Chula Vista Bankruptcy Attorney? (619) 633-7585

It is an unfortunate fact of our society today, but there are many decent and hard working people who have experienced a financial situation that puts too much burden on their finances to survive financially. Situations such as a lost job, reduced hours at work, or pay cut, divorce, a recent disability or a mortgage payment that is beyond their means can leave even the most organized and prepared person in a financial hardship. Once the outflow of money is more the inflow it is easy to wonder how can I get out of this mess before it turns into a financial disaster.

Filing for bankruptcy protection in Chula Vista, California may be one option that should be considered. Your Chula Vista bankruptcy attorney will be able to evaluate your financial situation and give you guidance on whether they think that bankruptcy is a solution that could be considered. Most bankruptcy attorneys offer a free initial consultation to review your financial data and help you decide if bankruptcy is something you want or need to do.

We suggest that you seek a qualified Chula Vista bankruptcy attorney prior to taking a second mortgage or equity loan on your home to pay an unsecured creditor such as a credit card company prior to speaking with a Chula Vista bankruptcy attorney. The reason is that your home and any mortgage on that home is a secured debt, while a credit card is an unsecured debt. In most Chapter 7 bankruptcy proceedings in Chula Vista a person’s unsecured debt is wiped out. Prior to borrowing any money from the equity in your home or withdrawing any money from your retirement accounts it would be wise to speak to a qualified Chula Vista bankruptcy lawyer.

Schedule Your Free Consultation (619) 633-7585

To schedule a free consultation at our Chula Vista bankruptcy law firm, all you need to do is call.

About Our Chula Vista Law Firm

Our team of lawyers is dedicated to helping Chula Vista county residents resolve their debt problems.

Bankruptcy Clients

“When we realized bankruptcy was our only option, we were buried in debt and overwhelmed by stress. Our Chula Vista bankruptcy attorney put us at ease and helped us get through the difficult process without a hitch.” – Tommy D.

Chapter 7 Bankruptcy Attorney In Fort Worth, TX

Contact a Fort Worth Bankruptcy Attorney to learn more about filing for Chapter 7 bankruptcy and how it can help you gain control of your debt. Visit Ebert Law Offices at to schedule a free consultation today.

561-354-0616 Florida Foreclosure Defense Attorney, Florida Bankruptcy Attorney, Chapter 13

For a Free Consultation please call 561-354-0616 Short Sale a House | Florida Short Sales | Foreclosure Attorney | Foreclosure Defense | Short Sale Attorney | Florida Short Sales | Florida Bankruptcy Attorney | Bankruptcy Services | Miami Bankruptcy Attorney| West Palm Beach Bankruptcy Attorney | Ft Lauderdale Bankruptcy Attorney

Please Visit:

Office:
901 Northpoint Pkwy
West Palm Beach, FL 33407

We serve all of Florida, New Jersey, Georgia & Pennsylvania

Foreclosure Defense Attorney, Bankruptcy vs. Foreclosure

What is the Best Way to Avoid Foreclosure Once the Process Has Begun?

Once the foreclosure process has run its course, it is too late. Foreclosure leaves a black mark on the homeowner’s credit history that may stay with them for as many as 10 years, making it harder and more expensive to obtain credit and to purchase things for anything other than cash. In the future while completing an application the question often appears; Have you ever had a Foreclosure. If you have, you must answer in the affirmative. The other potential issue with foreclosure is the banks’ ability to motion the court for a Deficiency judgment and potentially pursue you for the difference in the value of the property at the time of the foreclosure and what was due and owing on the mortgage.

The hiring of an attorney is most important to better understand what your rights are and to endeavor to fight the Foreclosure to the client benefit. Doing nothing is never the right answer. You must take action. Mistakenly, many homeowners facing foreclosure wait until the 11th hour to try and do something about it in order to avoid the after effects of home foreclosure. Once in default, the homeowner faces the real possibility of losing his or her home. Fortunately, there are a number of things that can be done to avoid home foreclosure:

Seek Legal Assistance Immediately. Hire an Attorney well versed in Foreclosure matters.

Cure the default by paying the loan current — in other words, pay up the back payments owed along with any penalties and interest.

Redeem the property by paying off the entire loan amount owed before the property goes to auction (this is the only option once the period to cure the default has expired).

Refinance the property, if the lender will allow it.

Sell the property outright — depending on whether the current market climate is a seller’s market or a buyer’s market this may not be as easy as people think.

Request a short sale from the lender — this option to sell the property for less than the amount owed on it also depends on the lender’s mood and cooperation.

File for bankruptcy and seek a “stay “of the foreclosure.

Related Tags:

foreclosure defense Florida, foreclosure defense Miami, foreclosure defense attorney Florida, foreclosure defense in Florida, foreclosure defense fort Lauderdale, Florida foreclosure defense lawyer, foreclosure defense attorney Miami, Florida foreclosure lawyer, Florida foreclosure attorney, Miami foreclosure defense attorney

DISCLAIMER: Legal information is not the same as legal advice! The information on the Consumer lawyers of America Web Site, the Law Firm of Henry N. Portner, PA is provided with the understanding that the authors and publishers are not herein engaged in rendering legal advice.

We may offer our opinion on; Loan Modifications, short sales, deed in lieu, reinstatement of loan or general pre-foreclosure information. As such, the information presented here should not be used as a substitute for consultation with professional legal assistance or other competent adviser. While we have made every attempt to ensure that the information contained on this Web Site has been obtained from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information.

Short Sale Realtor | Short Sale a House | Florida Short Sales | Foreclosure Attorney | Foreclosure Defense | Short Sale Attorney | Florida Short Sales | Florida Bankruptcy Attorney | Bankruptcy Services | Miami Bankruptcy Attorney| West Palm Beach Bankruptcy Attorney | Ft Lauderdale Bankruptcy Attorney

Philadelphia Bankruptcy Attorney | Philadelphia Divorce Lawyer | Sadek & Cooper

Visit our official website at

The Philadelphia, Pennsylvania law firm of Sadek & Cooper Law Offices specializes in representing the legal needs of our clients and their businesses in the Philadelphia, PA area.

Sadek & Cooper Law Offices provides high quality legal services, including Consumer Bankruptcy Law, Business Bankruptcy Law, Divorce and Family Law, among other legal fields to clients throughout Philadelphia, PA and surrounding areas, including, Montgomery, Bucks, Chester, Delaware Counties and Southern New Jersey. Our primary law office is conveniently located near public transportation and attractions in Center City Philadelphia, PA.

Boston Bankruptcy Attorney | (617) 380-7780 | Bankruptcy Attorney Boston

Is it time to call a Boston Bankruptcy Attorney? (617)380-7780

It is an unfortunate fact of our society today, but there are many decent and hard working people who have experienced a financial situation that puts too much burden on their finances to survive financially. Situations such as a lost job, reduced hours at work, or pay cut, divorce, a recent disability or a mortgage payment that is beyond their means can leave even the most organized and prepared person in a financial hardship. Once the outflow of money is more the inflow it is easy to wonder how can I get out of this mess before it turns into a financial disaster.

Filing for bankruptcy protection in Boston, MA may be one option that should be considered. Your Boston bankruptcy attorney will be able to evaluate your financial situation and give you guidance on whether they think that bankruptcy is a solution that could be considered. Most bankruptcy attorneys offer a free initial consultation to review your financial data and help you decide if bankruptcy is something you want or need to do.

We suggest that you seek a qualified Boston bankruptcy attorney prior to taking a second mortgage or equity loan on your home to pay an unsecured creditor such as a credit card company prior to speaking with a Boston bankruptcy attorney. The reason is that your home and any mortgage on that home is a secured debt, while a credit card is an unsecured debt. In most Chapter 7 bankruptcy proceedings in Boston a person’s unsecured debt is wiped out. Prior to borrowing any money from the equity in your home or withdrawing any money from your retirement accounts it would be wise to speak to a qualified Boston bankruptcy lawyer.

Schedule Your Free Consultation (617)380-7780

To schedule a free consultation at our Boston bankruptcy law firm, all you need to do is call.

About Our Boston Law Firm

Our team of lawyers is dedicated to helping Boston residents resolve their debt problems.

Bankruptcy Clients

“When we realized bankruptcy was our only option, we were buried in debt and overwhelmed by stress. Our Boston bankruptcy attorney put us at ease and helped us get through the difficult process without a hitch.” – Tammy B.

St. Louis Bankruptcy Attorney-St. Louis Bankruptcy Lawyer Stops Missouri Foreclosure (St. Louis MO)

St. Louis bankruptcy attorney and bankruptcy lawyer Frank Ledbetter discusses how to stop a Missouri foreclosure. Also, Chapter 7 and Chapter 13 bankruptcy specialist. More info. call 314-669-4529.

Hi, I’m St. Louis bankruptcy lawyer Frank Ledbetter. I’ve been a St. Louis bankruptcy attorney for 10 years now. I’ve helped hundreds of Missourians stop pending foreclosure sales on their homes and given them the chance to repay the amount they’re behind on to their mortgage company over up to 4 years in a Chapter 13 bankruptcy plan. Filing for relief in a Chapter 13 Bankruptcy case gives most homeowners the opportunity to stop a foreclosure sale. Under federal law, the Missouri foreclosure process must halt when the Chapter 13 bankruptcy case is filed in most instances. The only exception would be if the client had two or more bankruptcy cases dismissed within the past year.

The Chapter 13 bankruptcy client must resume making monthly mortgage payments to the mortgage lender and pay the past due mortgage amount in equal monthly installments through the client’s Chapter 13 Plan. However, many homeowners do not realize that Chapter 13 bankruptcy in addition to halting the foreclosure process in Missouri, also affords homeowners the opportunity to eliminate a second mortgage in a Chapter 13 bankruptcy case if the homeowner owes more on the first mortgage, even only a penny more, than the house is worth at the time the case is filed. The Chapter 13 client must obtain an appraisal on the client’s property and pay an additional filing fee for an action within the bankruptcy case to eliminate the second mortgage. No additional attorneys fees would apply for the action to eliminate the second mortgage.

Also, the Client must finish the Chapter 13 bankruptcy case to avoid the second mortgage lender’s lien returning and make the debt go away once and for all.
I have helped several Chapter 13 bankruptcy clients stop a foreclosure sale and subsequently eliminate a second mortgage on their houses.

How Much Does It Cost To File Bankruptcy – South Jordan Bankruptcy Attorney

NO INFORMATION OR MATERIALS CONTAINED HEREIN ARE INTENDED TO CONSTITUTE LEGAL ADVICE, AND IS NOT APPLICABLE TO ANY SPECIFIC SET OF FACTS, ESPECIALLY AS TO ANY INDIVIDUAL’S PERSONAL SITUATION. THIS MATERIAL IS PROVIDED AS INFORMATIONAL INSTRUCTION AS TO GENERAL LEGAL INFORMATION, OPINIONS OR RECOMMENDATIONS ABOUT POSSIBLE LEGAL RIGHTS, REMEDIES, DEFENSES, PROCEDURES, OPTIONS OR STRATEGIES BUT NOT SPECIFIC ADVICE RELATED TO ANOTHER PERSON’S FACTS AS SET FORTH IN UT 14-802(C)(2)

Bankruptcy Lawyer South Jordan Utah. Visit or call us at (801) 769-0258 for more information about filing bankruptcy in South Jordan, UT.

In this video, Corey discusses how much does it cost to file bankruptcy.

For more bankruptcy help, visit

South Jordan Bankruptcy Questions and Answers

How much does it cost to file a bankruptcy?

Bankruptcy costs are really going to vary by region. So you’re going to have to call around to find out but let me give you an average range so that you can figure it out. If you’re in an area like for example here in Salt Lake City, the average range is going to be anywhere from about 0 anywhere up to about ,600.

When you’re calling around, be very specific and ask what’s included in the fee. Sometimes what you’re going to find is that the ones that are really low are only quoting how much it’s going to cost to pay for them but they’re not telling you about all the other things you have to have to file a bankruptcy like credit report, filing fee, credit counseling, and they may have their own fees that they’ve added in. Call and ask.

You’ll also find just the opposite of that. There are some firms that are happy to just tell you the total cost and they’ll be happy to break it down. If they’re going to be that upfront to tell you it’s actually going to cost you X, they’ll be happy to tell you why and what each of those things are for. I’ll tell you what’s absolutely necessary so that when people tell you “well we’ve got this fee and that fee” you’ll know what’s necessary and what’s not.

There is a filing fee for Chapter 7 and Chapter 13. For a Chapter 7 the cost is 9, for a Chapter 13 the cost is 9. Now you’re going to have to have a credit report and it will not suffice for you to bring in your own free credit report from one of the free credit report sites. They’re going to have to actually pull your credit report so that it’s actually verified what they got.

The other thing that is going to be necessary is back in 2005 the federal government changed the bankruptcy laws and it’s not required that when you go through a bankruptcy you do two consumer counseling sessions. One before you file and one after you file. Fees vary, they’re all over the place on the cost for that. The average price of what you’re going to want to look for is somewhere between and for the first one. Ask if those things are included in the total price. Those are the things that are absolutely necessary.

If they give you any other things it’s for documents or document preparation or they have a creditor consulting fee, I don’t know, they may be just making stuff up. If they have those they may be good, look at it and see what it actually is and if it’s a value to you but it’s not necessary.
I’ve already told you the things that are absolutely necessary and those are the things that you’re going to have to pay no matter where you go. So even if someone quotes you 0 for your case you’re still going to have the 9 or 9 filing fee, the credit report, and the credit counseling so make sure you factor those in.

Bankruptcy Attorney Free Consultation

A free online service to find a local bankruptcy attorney.

—-
Get Out of Debt Guy –
Twitter –
Facebook –
Google+ –